Yep, my trusty 40D is officially goosed, nackered, buggered, no longer working, passed on to the great camera shack in the sky.. as is the lens and the polarising filter that was attached.
I took them all into the local camera shop who are really brillaint, explained what happend and after the obvious questions:
Did you get the shot, you know that for underwater photography you need a special camera, etc etc they quietly bowed their heads , joined hands and offerd me a iscount on the new Canon 50D which i the replacement or the 40D.
Then they kindly gave me a valuation and note to give the the friendly insurance company to say it’s dead and you should buy him a new one, which is nice. (the 50D has a 15.4mega pixel sensor vs my current 10!!).

So.. stay tuned!